Start Up Loans
Fund your franchise from around £313 a month
We Love Pets is pre-approved for a government-backed Start Up Loan, so you don't need £12,995 sitting in the bank to get started. Eligible applicants may be able to fund the full franchise fee, plus working capital to see them through the early months.*
*Subject to eligibility, credit and affordability checks. Based on a 7.5% loan over 5 years on £15,594 (£12,995 + VAT).
How the funding works
A Start Up Loan is a government-backed personal loan for people starting or growing a business. Because We Love Pets is already pre-approved, the process is simpler, and we'll support you through it.
Your franchise fee
Eligible applicants may be able to fund the full £12,995 + VAT franchise fee, from around £313 a month.
Working capital
Borrow up to £25,000 to cover insurance, equipment and your living costs while you build your client base.
Room to grow
There's the option to draw down more later on, if you choose to invest further in growing your business.
Pre-approved franchise
We Love Pets is already pre-approved, and we'll support you through your application from start to finish.
Step by step
From first chat to funded
- Book a chat. We'll talk through your plans, your area and how much you might need, including working capital.
- Plan your budget. We'll help you work out a realistic figure, so you only borrow what makes sense.
- Apply. We'll introduce you to the Start Up Loan route and support you through the application.
- Get a decision. The lender carries out its eligibility, credit and affordability checks.
- Launch. Once you're funded, your training and launch support begin.
From around
£313
per month*
*Subject to funding eligibility, credit and affordability checks. Based on a 7.5% loan over 5 years on £15,594 (£12,995 + VAT). Eligible applicants can borrow up to £25,000 to cover working capital.
From a franchisee
“I never felt like I was doing it alone”
“From helping me secure my business loan, to my training at Fritton Lake, and those first nerve-wracking days waiting for the phone to ring, I never felt like I was doing it alone.”
Corrina, We Love Pets Braintree
Former teacher of 30 years, launched in 2025
Funding questions
A government-backed personal loan for people starting or growing a business in the UK. We Love Pets is pre-approved, which makes the route to funding a We Love Pets franchise more straightforward.
Eligible applicants may be able to fund the full franchise fee of £12,995 + VAT and borrow up to £25,000 to cover working capital, with the option to draw down more later if you choose to invest further in your business.
Funding the franchise fee could cost from around £313 a month, based on a 7.5% loan over 5 years on £15,594 (£12,995 + VAT). Your actual repayments depend on how much you borrow and the terms you're offered.
No. All applications are subject to the lender's eligibility, credit and affordability checks. We'll be honest with you about what's realistic from the start.
Yes. Many franchisees use savings or a redundancy payment, and some combine these with a Start Up Loan so they don't have to use all their own money on the launch.
Yes. We'll introduce you to the Start Up Loan route, help you work out a realistic budget and support you through the application. See our Investment & Funding page for the full cost breakdown.
Let's talk about the numbers
Book a chat and we'll go through the costs, the funding options and a realistic budget for your area, so you can decide with your eyes open.
